What is Personal Injury Funding?

Personal Injury funding is a cash advance given to personal injury plaintiffs who have a pending personal injury case.

What is the cost of the funding?

Once the lender reviews your case, they will make you an offer that will include the interest rate and payback schedule.

Personal injury funding is not cheap. It comes with a high interest rate because of all the associated risks the lender takes. We always advise that you only take out a cash advance if you need the funds to pay rent, mortgage or other important things to keep your family going through your tough financial times.

Do I need good credit to qualify for a cash advance?

No credit or income verification is needed.

What if I lose the case?

If you lose your case, you do not have to pay back the cash advance.

Does my attorney have to approve the personal injury cash advance?

No. You are the client and have a right to secure a personal injury advance.

We do, however, recommend you contact your attorney to let them know you are applying for a personal injury loan, and would like them to fill in the application the lenders sends to him or her.

How much advance can I get for my personal injury?

The amount you receive depends on the type of case you have.  Once your documents are reviewed, the lender will let your attorney know the cash advance they are able to offer. It is always best you only take out what you need.

What is the process of taking out a personal injury funding advance?


Your application is forwarded to one of our trusted lenders, within one hour from the time we receive your request.

The direct lender will contact you within 24 hours to go over your cash advance needs before they send a short application to your attorney.

An application, along with a request for documents, will be forwarded to your attorney.

Once your attorney returns the completed application and required documents, the lender will take 24 to 48 hours to approve your cash advance.

If you agree to the amount and terms, the lender will prepare a contract to send to your attorney for you and your attorney to sign.

Once your contract is signed, funds can be wired the same day if the agreement is signed and by 1 pm.

When your case settles, you and your attorney are responsible to ensure the lender is notified, and the cash advance is paid back, with the interest outlined in your contract.

Services rendered by our lenders are not to be considered lawsuit loans. The terminology “loan” and “loans” are not correct legal or financial terminology or definitions describing transactions that provide legal cash advances or legal funding.

Loans require repayment, unlike legal funding which is non-recourse cash advance. Legal funding only requires payment when the plaintiff receives a monetary award or settlement for their case.